2017Government ServiceSliderSocial Security SystemSSSSSS Future PensionSSS PensionSSS Pension CalculatorSSS Pension Projection

Do you want to know your future SSS pension when you retire?

Did you know that you can check your estimated pension amount for your 60th or 65th retirement age? Have you even wondered how your SSS pension is calculated?

Me and my employers have been paying my Social Security System contributions diligently for the past years and recently, I became curious on the benefits that I have under the SSS program. A few weeks back, I was playing around the SSS portal (www.sss.gov.ph) and aside from being able to see all my contributions (yes all of them), SSS benefits, and eligibility, I stumbled upon their “Stimulated Retirement Calculator” feature which is basically a glimpse of your possible estimated pension amounts you will get starting on your 60th and 65th retirement.

I was expecting something like P4,000 pesos but to my surprise, it was better.


Here’s how to check your future SSS pension. No need to compute manually, you just need to follow these 3 simple steps. But before anything, you need an active SSS online account (My SSS). So assuming you already have that all figured out, here it goes:


Step 1: Go to www.sss.gov.ph and log-in using your username and password. Sometimes, the website is super slow, extra patience may be needed.


SSS Pension Calculator


Step 2: Once you’re in, go to the “Services” menu and under that, go to “Stimulated Retirement Calculator” and click on that.





Step 3: Your details will be shown on your screen together with your projected pensions at Age 60 and Age 65 retirement*.




  1. The Conditions for entitlement to retirement pension are as follows:
    • The member has paid at least 120 monthly contributions prior to the semester of retirement; and
    • has reached the age of 60 years and is already separated from employment or has ceased to be self-employed or has ceased paying voluntary contributions; or
    • has reached the age of 65 years even if still employed/self-employed.
  2. Lump sum retirement benefit – amount granted to a retiree who has not paid the required 120 monthly contributions. It is a one-time payment equal to the total contributions paid by the member and by the employer including interest. A member who availed of the lump sum benefit will no longer be entitled to other benefits except for funeral benefit upon death.
  3. Policies in increasing/decreasing monthly contribution for Self Employed (SE)/Voluntary/Overseas Filipino Worker (OFW)/ Non-Working Spouse (NWS) member:
    • SE/Voluntary/OFW/NWS who is below 55 years old shall be allowed to change his/her Monthly SSS contributions without limit in frequency and in number of salary brackets in a given year, but in no case shall be lower than the prevailing minimum monthly contribution for SE/Voluntary/OFW/NWS members.
    • SE/Voluntary/OFW/NWS member who is 55 years old and above shall be allowed to increase his/her SSS contributions only once in a given calendar year and by one (1) salary bracket only from the last posted contribution
  4. Deemed paid contributions refers to contributions deemed paid for the months during which the member received partial disability pension: Provided, that such contributions shall be based on his last contribution prior to his disability
  5. The computed amount of retirement benefit is just an estimate and may differ from the actual amount of your retirement benefit

Source: Social Security System Website (www.sss.gov.ph).


So how much was yours? 🙂


Hanggang sa muli, paalam!


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